Rowr *spit*
Aug. 20th, 2003 03:04 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
bronwynrhJames,
I've just spoken with Lee and she's going to let me pay her as I can. I'm really unhappy, James, that this wasn't worked into the mortgage in the first place, as you and I had discussed and I clearly requested. I see that it wasn't the mistake of the title company, but that it wasn't requested in the first place - by you. I don't want it rolled in now - I think it's too late for that and I don't want the bother. Lee and I are dealing with it between us now.
I paid extra to waive the escrow, and was using the cash I got out for taxes and other fees that I've already had to pay - now I'm going to wind up in the hole with this. Or at the very least, in a very uncomfortable spot.
I'm real glad the title company and you got every little bit you needed from my tiny little mortgage. Tiny though it may be, every little bit is capable of wiping me out each month.
Thanks a lot,
Bronwyn
Browyn- I hope that this message was sent because you are angry at the situation. I worked very hard on your loan and gave you the best rate possible. If you feel that you were screwed by me I will pay for your appraisal but I do not appreciate this e-mail I worked very hard for very cheap and you could have not found ANYONE to do your loan for what I did it for. According to my time spent on your loan I made approximately $3.50 an hour. I did this loan for this price because I had empathy for your situation and I DID NOT WANT TO TAKE ADVANTAGE OF YOU, and if you recall you made certain that the first appraisal was done by your man (who was the cheapest but did not get the value) he was not my appraiser. This is why you had to pay two appraiser fees. I do not appreciate your e-mail because I felt like I have done everything to help you in this process being up front. You have lawyer friends please have them look at the HUD and they can tell you what I made off your loan. I DID NOT TAKE ADVANTAGE OF YOU LIKE YOUR LAST BROKER. Please respond or call me I am very upset that you feel this way and sent me the very mean e-mail James
James, I am angry because when I got to the table, things weren't the way they should have been. No appraisal, and now it turns out the appraiser hadn't been paid. I know I got the best rate and I know you made very little. I make about $4 an hour all the time. Trust me on this. I don't feel like you took advantage of me, but I'm in a spot now, and I'm angry at the situation. On that point, you are very correct.
I am angry and there is nothing - absolutely nothing - that I can do about it, but suck it up and try to find some money somewhere. If at least the title company had screwed up, I could go to them. But to find out that you were the one who'd done it really upsets me because I thought that you had listened to me. Not that you took advantage of me, but that you hadn't listened to me - I thought we'd pushed the loan up higher and all of that so that everything would be included. I didn't want it, but we did it so I'd be safe you said. Now it turns out I wasn't and I'm not.
That hurts and it's frightening right now. I don't feel like you did it on purpose, but it seems like carelessness. I know you didn't make much off of this loan, but that could also mean that you may not have wanted to invest as much time on it as may have been needed, or were careless and forgot details - such as making sure I had the appraisal at the table and that Lee got paid as we'd discussed.
The rate and the rest seem fine for now - the early payoff fine was a surprise, thank god it's only for a refi. I hope that's really true because I will be selling w/in two years.
Anyway, I am angry at this situation in particular as I've described it and I hope you understand why. These tiny loans are tiny and they don't make you much money, no. So it may seem like everything you do is a courtesy and a favor. For people like me, every little bit counts for something and is downright critical. When something falls apart like this, it can be devastating.
Thank goodness Lee is willing to work with me now that she knows she will be paid. Bronwyn
*sigh*
I just want this to be over. Just somebody make it all go 'way, please?
I'm gonna pay the appraiser as soon as get paid, come what may. Forget the credit card. Balance me, baby. Bring on the interest! It'll just be for a month, probably. Anything to just put it all behind me and put the stress monster to bed.
9 days to vacation.
I've just spoken with Lee and she's going to let me pay her as I can. I'm really unhappy, James, that this wasn't worked into the mortgage in the first place, as you and I had discussed and I clearly requested. I see that it wasn't the mistake of the title company, but that it wasn't requested in the first place - by you. I don't want it rolled in now - I think it's too late for that and I don't want the bother. Lee and I are dealing with it between us now.
I paid extra to waive the escrow, and was using the cash I got out for taxes and other fees that I've already had to pay - now I'm going to wind up in the hole with this. Or at the very least, in a very uncomfortable spot.
I'm real glad the title company and you got every little bit you needed from my tiny little mortgage. Tiny though it may be, every little bit is capable of wiping me out each month.
Thanks a lot,
Bronwyn
Browyn- I hope that this message was sent because you are angry at the situation. I worked very hard on your loan and gave you the best rate possible. If you feel that you were screwed by me I will pay for your appraisal but I do not appreciate this e-mail I worked very hard for very cheap and you could have not found ANYONE to do your loan for what I did it for. According to my time spent on your loan I made approximately $3.50 an hour. I did this loan for this price because I had empathy for your situation and I DID NOT WANT TO TAKE ADVANTAGE OF YOU, and if you recall you made certain that the first appraisal was done by your man (who was the cheapest but did not get the value) he was not my appraiser. This is why you had to pay two appraiser fees. I do not appreciate your e-mail because I felt like I have done everything to help you in this process being up front. You have lawyer friends please have them look at the HUD and they can tell you what I made off your loan. I DID NOT TAKE ADVANTAGE OF YOU LIKE YOUR LAST BROKER. Please respond or call me I am very upset that you feel this way and sent me the very mean e-mail James
James, I am angry because when I got to the table, things weren't the way they should have been. No appraisal, and now it turns out the appraiser hadn't been paid. I know I got the best rate and I know you made very little. I make about $4 an hour all the time. Trust me on this. I don't feel like you took advantage of me, but I'm in a spot now, and I'm angry at the situation. On that point, you are very correct.
I am angry and there is nothing - absolutely nothing - that I can do about it, but suck it up and try to find some money somewhere. If at least the title company had screwed up, I could go to them. But to find out that you were the one who'd done it really upsets me because I thought that you had listened to me. Not that you took advantage of me, but that you hadn't listened to me - I thought we'd pushed the loan up higher and all of that so that everything would be included. I didn't want it, but we did it so I'd be safe you said. Now it turns out I wasn't and I'm not.
That hurts and it's frightening right now. I don't feel like you did it on purpose, but it seems like carelessness. I know you didn't make much off of this loan, but that could also mean that you may not have wanted to invest as much time on it as may have been needed, or were careless and forgot details - such as making sure I had the appraisal at the table and that Lee got paid as we'd discussed.
The rate and the rest seem fine for now - the early payoff fine was a surprise, thank god it's only for a refi. I hope that's really true because I will be selling w/in two years.
Anyway, I am angry at this situation in particular as I've described it and I hope you understand why. These tiny loans are tiny and they don't make you much money, no. So it may seem like everything you do is a courtesy and a favor. For people like me, every little bit counts for something and is downright critical. When something falls apart like this, it can be devastating.
Thank goodness Lee is willing to work with me now that she knows she will be paid. Bronwyn
*sigh*
I just want this to be over. Just somebody make it all go 'way, please?
I'm gonna pay the appraiser as soon as get paid, come what may. Forget the credit card. Balance me, baby. Bring on the interest! It'll just be for a month, probably. Anything to just put it all behind me and put the stress monster to bed.
9 days to vacation.
